Privacy Policy

Effective Date: December 30, 2025

1. Introduction

TNC22 Ventures LLC, dba POSPayTech.net provides sales and relationship management services as resellers of point-of-sale (POS) equipment compatible with the networks of our strategic payment processing partners.

We are committed to protecting your privacy and handling your personal information in a transparent and secure manner.This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you interact with us, including through our Site, sales inquiries, or relationship management activities. It applies to all individuals who visit our Site, engage with our sales office, or interact with our relationship managers.

We comply with applicable privacy laws, including the Federal Trade Commission (FTC) guidelines under Section 5 of the FTC Act, which prohibit unfair or deceptive acts or practices in commerce, and the General Data Protection Regulation (GDPR) (EU) 2016/679 for processing personal data of individuals in the European Economic Area (EEA). For GDPR purposes, we act as a data controller for personal data collected in connection with our sales and relationship management activities.

Our strategic partners handle actual payment processing and may have their own privacy policies; we encourage you to review them. If you are a California resident, please see our supplemental California Privacy Notice below for additional information under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA).By using our Site or services, you consent to the practices described in this Policy. If you do not agree, please do not use our Site or provide us with your personal information.

We send Account, Order and Service messages from TNC22 Ventures LLC DBA POSPayTech.net related to my account, orders or services clients have requested. These messages may include order confirmations, account notifications and order/service information to customers who explicitly opt in to receive these messages by filling out a web form on our website. Message frequency may vary and depends on the services the customer has requested. Users can Text HELP for assistance or reply STOP to opt out.

We also send occasional promotional messages from TNC22 Ventures LLC DBA POPSPayTech.net related to marketing. These messages may include special offers, discounts and new product updates to customers who explicitly opted in to receive these messages by filling out a web form on our website or calendar. Message frequency is limited and promotional content is related to the services the customer has requested or shown interest in. Users can Text HELP for assistance or reply STOP to opt out.

2. Information We Collect

We collect personal information that you voluntarily provide to us, as well as information automatically collected through our Site and services. The types of personal information we may collect include:

  • Contact and Identification Information: Name, email address, phone number, mailing address, company name, job title, and other similar identifiers.
  • Business and Transaction Information: Details about your business needs, POS equipment inquiries, purchase history, and preferences related to our reseller services.
  • Technical and Usage Data: IP address, browser type, device information, operating system, pages visited on our Site, time and date of access, referring/exit pages, and clickstream data.
  • Marketing and Communication Data: Preferences for receiving marketing materials, responses to surveys, and interactions with our relationship managers.
  • Other Information: Any additional data you provide, such as feedback or inquiries. By completing our contact form, which includes your acknowledgement of our SMS/text message systems, TNC22 Ventures LLC, dba POSPayTech.net may also send you SMS/text messages with marketing and other information from time to time with varying frequency, and data rates may apply.

We do not directly process payment information (e.g., credit card details). All payment processing is handled by our strategic partners, and any payment data you provide is transmitted directly to them.Under GDPR, “personal data” means any information relating to an identified or identifiable natural person. We process such data only where necessary for our legitimate business interests, such as sales and relationship management, or with your consent.We do not knowingly collect personal information from children under 13 years of age (or under 16 for certain services under COPPA, where applicable). If we learn that we have collected such information, we will delete it promptly.

3. How We Collect Information

  • Directly from You: When you fill out forms on our Site, contact our sales office, communicate with relationship managers, request quotes, or sign up for newsletters.
  • Automatically: Through cookies, web beacons, and similar technologies on our Site. We use essential cookies for Site functionality and analytics cookies to improve user experience. You can manage cookie preferences via your browser settings. For more details, see our Cookie Policy below.
  • From Third Parties: From business partners, lead generation services, or public sources, where lawful and with appropriate consents.

4. How We Use Your Information

We use your personal information for the following purposes:

  • To provide and manage our sales and relationship management services, including responding to inquiries, fulfilling orders for POS equipment, and maintaining customer relationships.
  • To communicate with you, such as sending updates, promotional materials, or service-related notifications (with opt-out options for marketing).
  • To improve our Site and services, analyze trends, and conduct internal research.
  • To comply with legal obligations, enforce our terms, and protect our rights, property, or safety, or that of others.
  • For security purposes, such as detecting fraud or unauthorized access.

Under FTC guidelines, we ensure our practices are fair, transparent, and not deceptive. We use data minimization principles, collecting only what is necessary.Under GDPR, our lawful bases for processing include:

  • Performance of a contract (e.g., fulfilling sales requests).
  • Legitimate interests (e.g., marketing to business contacts, improving services), balanced against your rights.
  • Consent (e.g., for certain marketing communications), which you can withdraw at any time.
  • Legal obligations (e.g., record-keeping).

We do not use your data for automated decision-making that produces legal effects or similarly significant impacts without human oversight.

5. Sharing Your Information

For GDPR compliance, when sharing data with processors, we use standard contractual clauses or other safeguards. We do not sell your personal information as defined under CCPA/CPR

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Message services.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, loss, misuse, or alteration, in line with FTC guidelines for data security. This includes encryption for data in transit, access controls, and regular security assessments; However, no system is completely secure, and we cannot guarantee absolute security.In the event of a data breach, we will notify affected individuals and authorities as required by law, including under GDPR (within 72 hours to supervisory authorities if high risk).

7. Your Rights and Choices

You have the following rights regarding your personal information:

  • Access: Request a copy of your data.
  • Rectification: Correct inaccurate or incomplete data.
  • Erasure (“Right to be Forgotten”): Request deletion under certain conditions (e.g., if no longer necessary).
  • Restriction: Limit processing in specific scenarios.
  • Portability: Receive your data in a structured, machine-readable format.
  • Objection: Object to processing based on legitimate interests or for direct marketing.
  • Withdraw Consent: Where processing relies on consent.

To exercise these rights, contact us at privacy@pospaytech.net. We will respond within one month (extendable under GDPR) and without undue delay. For FTC compliance, we provide clear opt-out mechanisms for marketing.Under GDPR, if you are in the EEA, you can lodge a complaint with your local supervisory authority (e.g., via https://edpb.europa.eu/about-edpb/board/members_en).For California residents (CCPA/CPRA):

  • Right to know categories and specific pieces of personal information collected, disclosed, or sold.
  • Right to delete.
  • Right to opt-out of sales (though we do not sell data).
  • Non-discrimination for exercising rights.

We verify requests using information you provide. Authorized agents may submit requests on your behalf with verification.

8. International Data Transfers

If you are in the EEA, your data may be transferred to the United States, where we are based. We rely on adequacy decisions, standard contractual clauses, or other GDPR-approved mechanisms to ensure adequate protection.

9. Data Retention

We retain personal information only as long as necessary for the purposes outlined, or as required by law. For example:

  • Sales inquiries: Up to 3 years after last interaction.
  • Transaction records: 7 years for tax purposes.

After retention periods, data is securely deleted or anonymized.

10. Cookies and Tracking

TechnologiesOur Site uses cookies for functionality, performance, and analytics. Essential cookies are always active; others require consent (via banner on first visit). We use Google Analytics for aggregated insights (IP anonymization enabled). You can block cookies in your browser, but this may limit Site functionality.Under GDPR, we obtain consent for non-essential cookies.

11. Children’s Privacy

Our services are not directed to children under 13 (or 16 for behavioral advertising). We comply with the Children’s Online Privacy Protection Act (COPPA) by not knowingly collecting data from children without verifiable parental consent.

12. Changes to This Policy

We may update this Policy to reflect changes in our practices or legal requirements. We will post the revised version on our Site with the updated effective date and notify you via email if material changes affect your rights.

13. Contact Us

For questions, GDPR or to exercise rights, contact:TNC22 Ventures LLC dba POSPayTech.net
Attn: Privacy Officer
Ft. Mitchell KY
Email: privacy@pospaytech.net
Phone: +1(859) 423-3300

This Policy is not a contract and does not create legal rights beyond those provided by applicable law.

POSPayTech.net,Business Banking Service,Ft. Mitchell,KY