Stop Paying More Than
You Have To.
Transparent rates, zero hidden fees, and programs that can eliminate your processing costs entirely. Backed by PayProTec and North American Bankcard.
Two Programs. Five Plan Options. One Partner Who Has Your Back.
Whether you want traditional merchant-paid processing or want to eliminate fees entirely with EDGE — we have the right solution for your business.
Take Control of Your
Processing Fees
EDGE is PayProTec’s specialized non-cash adjustment program — a suite of compliant pricing options that can dramatically reduce or completely eliminate your credit card processing fees. Most EDGE merchants pay effectively zero in processing costs.
Choose the Strategy That Fits Your Business
Real Transaction Examples — $100 Sale
Here’s exactly how each EDGE option plays out on a $100 transaction, so you can see the difference for yourself.
💰 Dual Pricing
💵 Cash Discount
💳 Without EDGE
On $50,000/month in volume, that’s over $21,000/year you’re keeping instead of paying to a processor.
Calculate My SavingsMore Than Just Zero Processing Fees
Next-Day Funding
Weekend sales deposited Monday morning. No more waiting until Tuesday. Cut-off times apply — we’ll walk you through the details at setup.
State-of-the-Art Equipment
EDGE works with modern terminals including Dejavoo P-Line and PAX systems. No need to be locked into a single device to take advantage of the program.
Full Compliance Package
Every EDGE merchant receives a complete welcome kit with signage, disclosures, and everything needed to run the program correctly and compliantly from day one.
Dedicated Support
Behind every successful EDGE program is a real support team. You’ll always have a direct line to someone who knows your account when you need help.
More Than Just Taking Payments
Payments Hub is your merchant business portal — a single, easy-to-use dashboard for transaction reporting, funding activity, invoicing, virtual terminal, ACH, recurring billing, and much more. Every POSPayTech merchant gets access.
What Payments Hub Does for Your Business
Dashboard & Reports
Snapshot of recent activity, sales volume, payment methods, top customers, and detailed breakdowns of daily sales — all in one clean view.
Virtual Terminal
Accept card payments from anywhere — over the phone, online, or from your desk — without needing a physical terminal in hand.
Invoicing
Create and send professional invoices directly from Payments Hub. Customers can pay online with a single click — no back-and-forth needed.
Recurring Billing
Set up automatic recurring payments for subscription services, memberships, or installment plans. Set it once and let it run.
ACH Processing
Accept bank-to-bank transfers directly from customers — ideal for larger transactions, B2B payments, and businesses wanting to reduce card fees even further.
Deposits & Funding
See exactly what’s coming in and going out of your connected bank account. Track deposits, reconcile funding, and stay on top of your cash flow.
Customer Management
Store customer payment information securely, track purchase history, and build the kind of customer insight that drives repeat business.
Disputes & Chargebacks
Manage disputes and chargebacks directly from your portal — with the documentation and tools to fight back effectively when needed.
Employee Management
Track employee activity, set permissions, and manage staff access to your payment systems — all from one secure location.
Prefer Merchant-Paid Processing?
Not every business is ready for EDGE — and that’s okay. We also offer traditional merchant-paid processing with two transparent, straightforward plan options.
Interchange Plus (IC+)
The most transparent traditional pricing model. You pay the actual interchange rate set by card brands plus a small fixed markup — nothing hidden, nothing inflated.
- True cost-plus pricing — no markup games
- Best for high-volume businesses
- Detailed monthly statements
- Rates adjust with card type
- Ideal for businesses over $30K/month
Flat Rate
Simple, predictable pricing regardless of card type. One rate, every transaction. Perfect for businesses that want straightforward cost management and easier budgeting.
- Same rate on every transaction
- Predictable monthly expenses
- Easy to budget and forecast
- No surprises on your statement
- Good for lower-volume businesses
Backed by Industry Leaders
We partner with PayProTec and North American Bankcard — two of the most trusted names in merchant services — to deliver reliable, secure payment processing for your business.
PayProTec
Our ISO partner and the home of EDGE. Known for transparent pricing, agent support, and innovative merchant programs.
North (NAB)
North American Bankcard — our primary processor. One of the largest and most reliable processors in North America.
PCI Compliant
All processing programs fully certified and compliant with PCI DSS security standards. Your customers’ data is always protected.